Yocale Payments is powered by Stripe, a global leader in secure payment processing. Your processing fees depend on the country where your Stripe account is registered. Below, you’ll find a full breakdown of:
Standard card processing rates (percent + fixed fee)
Additional fees for international or premium cards
Country-specific exceptions (such as Interac in Canada)
All fees are collected automatically at the time of each transaction.
1. Standard Card Processing Rates by Country
These are your default card-present and card-not-present blended rates.
Region | Fee percentage | Fixed fee (local currency) |
United States | 2.59% | $0.20 |
Canada | 2.59% | $0.20 CAD |
Mexico | 3.59% | $3.00 MXN |
Australia | 1.49% | $0.20 AUD |
United Kingdom (UK) | 1.29% | £0.20 GBP |
United Arab Emirates (UAE) | 2.59% | AED 1.00 |
These rates apply to most Visa, Mastercard, American Express, and debit transactions.
2. Additional Processing Fees (International, Premium, Special Card Types)
Some transactions incur additional costs depending on card type or card origin.
🇺🇸 United States – Additional Fees
Fee Type | Amount | Condition |
International Card Fee | +1.5% | Card issued outside the United States |
Premium Card Fee | +0.45% | Premium, high-end, or rewards credit cards |
🇨🇦 Canada – Additional Fees
Fee Type | Amount | Condition |
Interac Present Fee | CA$0.15 | Applies only to Interac Present transactions |
International Card Fee | +0.8% | Card issued outside Canada |
Premium Card Fee | +0.45% | Premium, high-end, or rewards credit cards |
3. Global Add-On Fees (Applicable in All Regions)
Some fees apply based on the action taken, not the country.
Action / Feature | Fee | Notes |
International Card Fee | +1% (US/CA Already Above) | Applies to non-local cards |
Currency Conversion Fee | +1% | Applies when currency differs from account currency |
BNPL (Buy Now Pay Later) | 6% | Applies to Stripe BNPL transactions |
Instant Payouts | 1% | Optional same-day payout |
Faster Payouts (T+1) | 0.05% | Optional next-day payout |
4. Stripe Account & Monthly Platform Fees
These fees are billed monthly through Stripe/Chargebee.
Fee Type | US | Canada |
Stripe Account Subscription Fee | $5 / month | $7 CAD / month |
Active Account Fee (per activated billing period) | $1.50 | $1.50 CAD |