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Reasons Your Payout May Be Delayed (Stripe)

Tigran Babaev avatar
Written by Tigran Babaev
Updated over 2 months ago

Reasons Your Payout May Be Delayed (Stripe)

If a payout hasn’t arrived in your bank account as expected, there are several common reasons why this might happen. Below is a breakdown of possible causes and what you can do to resolve them.

  • First Payout Delay

    • Your very first payout may take 1–2 business days longer as your account goes through the initial verification process.

    • Once verified, funds are automatically sent to your linked bank account the next business day.

  • Additional or Re-Verification

    • Stripe (our payment processor) may request additional information to comply with federal guidelines.

    • Check your account email inbox (and spam folder) for any messages.

    • If you recently updated your bank account or identity verification details, payouts may pause until re-verification is complete (usually within 1–2 business days).

  • Bank-Related Delays

    • Bank processing can take extra time due to weekends and public holidays.

  • Changed or Incorrect Bank Details

    • If you updated your bank account after a payout was initiated, funds will be sent to the previous bank account.

    • If incorrect account information was provided, funds will bounce back within 5 business days and then be resent once correct details are updated.

    • Always ensure your account number, routing number, and account holder name match your bank records.

  • Payout Date Postponed

    • If your payout date keeps moving forward, it usually means your account still requires additional verification.

    • Check the Payment Setup page or your email for additional information requests.

  • Infrequent Payment Processing

    • If you have long breaks between processing payments, Stripe may require additional verification before releasing payouts.

  • Debit Card Issues (if using debit card payouts)

    • Expired debit card – You must update to a valid card or bank account to resume payouts.

    • Unsupported debit card – Some debit cards do not support scheduled payouts. Switch to a supported debit card or bank account.

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